Yep USD 10 transfered to PB account all rite

Seem that I dont have to wait until 4am to check PBE online as I received sms notification of RM43 received as instant transfer at 11.54pm.

So ...

1. the bank registration is OK

2. It take say 8 hrs for the transfer (it may varies from time to time but its still considered fast)

3. The rate is definitely the same as exchange rate to day is 4.29 !

4. No commission charged at all unlike bank card.

Way to go Liteforex !